Insurance claims are stressful and difficult…
and the Insurance Company Is NOT On Your Side
of claims underpaid
is the average underpayment of claims
are never challenged
FACT #1: YOU have the burden of proof. The insurer only pays what YOU can prove.
FACT #2: Their adjuster works for THEM, not for the you, the policyholder, and works to protect their interests.
FACT #3: If you rely on the insurance company, they will provide an estimate that often doesn't reflect the true value of your loss…so you must provide your own estimate that truly values your loss.
FACT #4: Without proper documentation you'll: ❌ Accept offers that don't fully compensate for your loss ❌ Miss deadlines ❌ Leave money on the table
See exactly how much more you keep with ClaimNavigatorAI vs. other options
Kitchen, flooring, and structural damage requiring complete restoration
| Option | What You Keep | Control | Bottom Line |
|---|---|---|---|
| DIY Alone | $35,000 | Full but ineffective | Lost $40,000 |
| Public Adjuster | $48,750 | Limited | Paid $26,250 in fees |
| Attorney | $50,000 | Very Limited | Paid $25,000 in legal fees |
| ClaimNavigatorAI | $75,000 | Full Control | Keep everything |
"The insurance company offered $35,000. I don't know if that's fair, but I can't prove it's worth more."
"Here's my complete claim package with photos, estimates, replacement costs, code requirements, and depreciation schedules showing exactly why this is a $75,000 loss."
Keep $25,000-$40,000 MORE than other options
Full control with faster resolution (1-3 months)
Professional results without the stress
Your claim. Your recovery. Your money.
Upload your insurance policy for instant AI analysis and customized documentation
Our advanced AI analyzes your actual insurance policy to provide personalized claim strategies. No more guessing about coverage or missing critical requirements.
256-bit encryption • GDPR compliant • Auto-deleted after analysis
Available immediately after purchase
Secure upload of your insurance documents
Instant parsing of coverage, limits, and requirements
Receive personalized claim documentation tailored to your policy
Every essential claim document + AI capability you need to save time and maximize your settlement potential
Examples of how Claim Navigator AI-powered claim management strengthens claims:
Homeowner's initial claim was undervalued due to incomplete documentation. After AI-powered preparation, all damage was properly documented.
Business interruption claim required detailed revenue documentation and loss calculations to demonstrate full impact.
Results vary. ClaimNavigatorAI provides documentation tools only – not legal advice.
One-time fee • Instant access • All property damage types covered
Digital delivery • All sales final • AI Powered DIY claim management & documentation tools only – no consulting, legal, or adjusting services
Essential tools to complement your AI claim toolkit and strengthen your documentation
We specialize in property damage claims and business interruption claims. Our AI-powered documentation tools are designed specifically for these claim types where proper documentation has the most significant impact on settlement outcomes.
We recommend several excellent tools for document organization: Dropbox Business or Google Drive for secure cloud storage with version history, Adobe Scan for digitizing paper documents, and Evernote Business for creating a searchable claim journal. These tools ensure your documents are backed up, organized, and easily accessible throughout your claim process.
Proper photo documentation is crucial. Use a good quality camera or smartphone, and consider these tools: A moisture meter from Amazon to document water damage readings, a measuring tape to show scale, and good lighting equipment. Take wide shots for context and close-ups for detail. We have a complete photography guide available in our resources section.
For business interruption claims, we recommend QuickBooks Online for comprehensive financial reporting, Xero for cloud-based accounting with excellent reporting features, or FreshBooks for smaller businesses. These platforms can generate the revenue reports, profit/loss statements, and trend analyses insurers require. Choose based on your business size and complexity.
No. ClaimNavigatorAI provides documentation tools only. We do not provide legal advice, expert reports, or adjusting services. Our service focuses on helping policyholders prepare complete, organized claim documentation with AI-powered efficiency. For legal representation, we recommend consulting with an attorney. You can find qualified attorneys through LegalZoom or your state bar association.
Most packages delivered within 48 hours. While you wait, we recommend starting to gather your existing documents using tools like Adobe Scan to digitize paperwork and Dropbox to organize files.
We provide AI-powered appeal templates and letters to help you structure responses to denials or underpayments. You may also want to consider consulting with an attorney through services like Rocket Lawyer for legal advice specific to your situation.